ALEXANDRIA, Va., Nov. 11 -- United States Patent no. 12,468,788, issued on Nov. 11, was assigned to Truist Bank (Charlotte, N.C.).

"Enabling a password-based mode of authentication through a non-digital authentication channel" was invented by Sudhakar Swaminathan (Duluth, Ga.) and Madhusudan Panda (Cary, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system can prevent access to a user account via a password-based mode of authentication The system can receive a request from a non-digital authentication channel to enable the password-based mode of authentication to access the user account. The non-digital authentication channel can include an in-network system at a physical location associated with an ...