ALEXANDRIA, Va., June 17 -- United States Patent no. 12,314,246, issued on May 27, was assigned to TRUIST BANK (Charlotte, N.C.).

"Sub-system irregularity correction using artificial intelligence" was invented by Michael Taylor John (San Francisco) and Noah Jeffrey Joyce (Atlanta).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods help the user revise their goals including prompt-based goal revisions and AI-based prediction that based on financial behaviors of the user that shown the system can recommend revised goals. In some instances, a decision tree feedback loop is utilized to automatically modify the goals."

The patent was filed on Oct. 31, 2023, under Application No. 18/498,890.

*For ...