ALEXANDRIA, Va., June 25 -- United States Patent no. 12,340,367, issued on June 24, was assigned to TRUIST BANK (Charlotte, N.C.).
"Dynamic augmented digital transfer instruments" was invented by Christopher Jon Kuiper (Douglasville, Ga.), James Raleigh Weaver (Atlanta) and Ejaz Ahmed Syed (Morrisville, N.C.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed are systems and methods for generating and augmenting digital instruments that implement electronic transfers. The system converts instruments to a digital format and applies electronic augmentations in the form of metadata or layered optically perceptible data that can be verified or edited. The electronic augmentations are integrated with the dig...