ALEXANDRIA, Va., Feb. 26 -- United States Patent no. 12,238,050, issued on Feb. 25, was assigned to Truist Bank (Charlotte, N.C.).

"Digital financial management having chat support platform with multiple virtual chat communication sessions conducted in parallel" was invented by Barath Jayaraman (Charlotte, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computing device, a computer program product, and a computer-implemented method for delivering enhanced financial services and, more particularly, for facilitating enhanced communication between a user and a financial institution via a client device. A digital financial management platform for the client device includes a chat support platform that faci...