ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,443,944, issued on Oct. 14, was assigned to TOSHIBA GLOBAL COMMERCE SOLUTIONS INC. (Durham, N.C.).

"Authorizing payments using pre-registered customer tokens" was invented by James I. Hawk (Morrisville, N.C.), Susan W. Brosnan (Raleigh, N.C.), Brad M. Johnson (Raleigh, N.C.) and Stacy Arrington (Morrisville, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method, computer program product, and system are described. The method comprises receiving payment information, receiving a communication from an electronic device of a user, wherein the communication comprises a token that corresponds to the combination of the user and the electronic device. The...