ALEXANDRIA, Va., Nov. 11 -- United States Patent no. 12,469,041, issued on Nov. 11, was assigned to Tillster Inc. (San Diego).

"Mobile loyalty and payment system using temporary short codes" was invented by Bilal A. Chinoy (San Diego) and Anthony Kua (San Diego).

According to the abstract* released by the U.S. Patent & Trademark Office: "A loyalty server enables customers to use a merchant's mobile loyalty and payment program by pairing a customer's loyalty account through use of temporary codes. A customer may login to the customer's loyalty and payment account using a loyalty application installed on a mobile device. The customer can request a temporary code from the loyalty server, and provide it to a POS system associated with a merch...