US Patent Issued to The Toronto-Dominion Bank on Oct. 7 for "Real-time provisioning of targeted, alternative product information based on structured messaging data" (Pennsylvania Inventors)

ALEXANDRIA, Va., Oct. 8 -- United States Patent no. 12,437,329, issued on Oct. 7, was assigned to The Toronto-Dominion Bank (Toronto).

"Real-time provisioning of targeted, alternative product information based on structured messaging data" was invented by Christopher Mark Jones (Villanova, Pa.), Barry Wayne Baird Jr. (Kennett Square, Pa.), Claude Bernell Lawrence Jr. (Philadelphia) and Jonathan Joseph Prendergast (West Chester, Pa.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed embodiments include computer-implemented systems and processes that provision targeted alternative product information based on structured messaging data. An apparatus may receive a message characterizing a real-time payment...