ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,443,940, issued on Oct. 14, was assigned to The Toronto-Dominion Bank (Toronto).
"System and method for providing an augmented personal message" was invented by Adrian Chung-Hey Ma (Richmond Hill, Canada), Michael Pronski (Toronto) and Darius Braziunas (Toronto).
According to the abstract* released by the U.S. Patent & Trademark Office: "A computer server system comprises a communications module, a processor, and memory. The processor, upon executing stored instructions, receives a request to send a stored-value card to a recipient, including a personal message and identifying an actor; generates an audio component based at least on the personal message; obtain at least one image of ...