ALEXANDRIA, Va., June 17 -- United States Patent no. 12,316,645, issued on May 27, was assigned to The Toronto-Dominion Bank (Toronto).
"System and methods for secure processing of real-time resource transfers" was invented by Milos Dunjic (Oakville, Canada), David Samuel Tax (Toronto), Jonathan Joseph Prendergast (West Chester, Pa.), Kushank Rastogi (Toronto), Vipul Kishore Lalka (Oakville, Canada) and Asad Joheb (Toronto).
According to the abstract* released by the U.S. Patent & Trademark Office: "A computer-implemented method is disclosed. The method includes: receiving a first request to initiate a first resource transfer for transferring a first defined quantity of resources from a transferor data record to a transferee data record; ...