ALEXANDRIA, Va., June 17 -- United States Patent no. 12,316,715, issued on May 27, was assigned to The Toronto-Dominion Bank (Toronto).
"Dynamic push notifications" was invented by Shahriar Taheri (Newmarket, Canada) and Ashkan Alavi-Harati (Markham, Canada).
According to the abstract* released by the U.S. Patent & Trademark Office: "An example operation may include one or more of storing a database of payment card data, receiving an identifier of a product from a digital wallet on a user device, identifying one or more payment cards stored within the digital wallet on the user device, determining the benefits that will be obtained by using each of the one or more payment cards to purchase the product via execution of an LLM on the identi...