ALEXANDRIA, Va., March 19 -- United States Patent no. 12,254,511, issued on March 18, was assigned to The Toronto-Dominion Bank (Toronto).
"Multi-part request for transfers" was invented by Milos Dunjic (Oakville, Canada), David Samuel Tax (Toronto), Kushank Rastogi (Toronto), Casie Jade Forster (Toronto), Somea Shahed (Toronto) and Margaret Elizabeth Inden (Toronto).
According to the abstract* released by the U.S. Patent & Trademark Office: "A request to separate a transfer into a plurality of parts may be received, the request defining a total amount and a total time period. A plurality of request for transfer links may be prepared. Each of the links may be associated with a different transfer time period, each transfer time period bein...