ALEXANDRIA, Va., March 19 -- United States Patent no. 12,254,512, issued on March 18, was assigned to The Toronto-Dominion Bank (Toronto).
"Auto-adjudication process via machine learning" was invented by Holly Heglin (Toronto), Haipeng Zhang (Toronto), Matthew Forer (Burlington, Canada), Judith Tamara Cirulis (Toronto), Yuwei Liu (Vaughan, Canada), Daerian Ashan Dilkumar (Toronto) and Roy Duncan Pigott (Burlington, Canada).
According to the abstract* released by the U.S. Patent & Trademark Office: "An example operation may include one or more of receiving a loan application of a user, extracting a plurality of personal attributes about the user from the loan application, querying a machine learning model via an application programming int...