ALEXANDRIA, Va., March 12 -- United States Patent no. 12,248,933, issued on March 11, was assigned to The Toronto-Dominion Bank (Toronto).

"System and method for provisioning a data transfer application" was invented by Adrian Bloy (Toronto), Ryan Edmund Vekeman (Ottawa), Connie Maun-Fong Chan (Ottawa), Sebastien Forget (Toronto), Daniel Lam Tin Cheung (Richmond Hill, Canada), John Jong-Suk Lee (Toronto) and Arun Victor Jagga (Toronto).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computer system for provisioning a data transfer method is disclosed, comprising a processor, and a communications module and a memory coupled to the processor. The memory stores instructions that, when executed by the processor,...