ALEXANDRIA, Va., June 19 -- United States Patent no. 12,335,169, issued on June 17, was assigned to The Toronto-Dominion Bank (Toronto).

"Systems and methods for locking in offsets associated with resource requests" was invented by David Samuel Tax (Toronto), Milos Dunjic (Oakville, Canada), Pranay Chander Gupta (Toronto), Hitesh Bajaj (Duluth, Ga.), Kushank Rastogi (Toronto) and Abeera Aguiar (Princeton Junction, N.J.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and computer systems for locking in offsets associated with resource requests. Receiving input of a resource request amount for a resource request, the resource request associated with a defined period of time and a property. Determining, ...