ALEXANDRIA, Va., June 19 -- United States Patent no. 12,333,518, issued on June 17, was assigned to The Toronto-Dominion Bank (Toronto).

"Real-time reconciliation processing based on structured messaging data" was invented by Christopher Mark Jones (Villanova, Pa.), Barry Wayne Baird Jr. (Kennett Square, Pa.), Claude Bernell Lawrence Jr. (Philadelphia) and Jonathan Joseph Prendergast (West Chester, Pa.).

According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosed embodiments include computer-implemented systems and processes that perform reconciliation processing in real-time based on structured messaging data. For example, an apparatus may receive elements of decomposed message data that include a first para...