ALEXANDRIA, Va., July 9 -- United States Patent no. 12,354,168, issued on July 8, was assigned to THE TORONTO-DOMINION BANK (Toronto).

"System and method for dynamically managing a digital card in an electronic wallet" was invented by Sacha-Rene Pariseau (Montreal) and Kelvin Chun-Yin Lo (Toronto).

According to the abstract* released by the U.S. Patent & Trademark Office: "A mobile computing device configured to manage a digital wallet card within a mobile wallet on the device by communicating with a central server. The mobile computing device continually communicates with the central server that stores policy information for an account associated with the digital wallet card. If the central server detects an update to the digital wallet ...