ALEXANDRIA, Va., July 9 -- United States Patent no. 12,354,094, issued on July 8, was assigned to The Toronto-Dominion Bank (Toronto).
"Real-time provisioning of directed digital content based on decomposed structured messaging data" was invented by Christopher Mark Jones (Villanova, Pa.), Barry Wayne Baird Jr. (Kennett Square, Pa.), Claude Bernell Lawrence Jr. (Philadelphia) and Jonathan Joseph Prendergast (West Chester, Pa.).
According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosed embodiments include computer-implemented systems and processes that generate and provision, in real time, directed digital content based on decomposed structured messaging data. For example, an apparatus may receive a pluralit...