ALEXANDRIA, Va., July 30 -- United States Patent no. 12,373,828, issued on July 29, was assigned to The Toronto-Dominion Bank (Toronto).

"System and method for effecting a secure event" was invented by Milos Dunjic (Toronto), Yubing Liu (Toronto), Anthony Haituyen Nguyen (Toronto) and Daniel David Grinberg (Toronto).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for effecting secure transactions are described. A processing device, when executing computer-executable instructions: receives from a requesting entity computing system a transaction request for a payload. The transaction request is transmitted to delivery entity computing system associated with a delivery entity identifier and ge...