US Patent Issued to The Toronto-Dominion Bank on July 29 for "Secure offline approval of initiated data exchanges" (Canadian Inventors)

ALEXANDRIA, Va., July 30 -- United States Patent no. 12,373,805, issued on July 29, was assigned to The Toronto-Dominion Bank (Toronto).

"Secure offline approval of initiated data exchanges" was invented by Perry Aaron Jones Haldenby (Toronto), Milos Dunjic (Toronto) and John Jong-Suk Lee (Toronto).

According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosed embodiments include processes that securely approve and execute exchanges of data between systems, apparatuses, and devices in a computing environment. For example, a terminal device may establish communications with a client device across a direct channel of communication, and may initiate an exchange of data with that additional device across the direct...