ALEXANDRIA, Va., Jan. 28 -- United States Patent no. 12,536,520, issued on Jan. 27, was assigned to The Toronto-Dominion Bank (Toronto).
"Real-time provisioning of targeted digital content associated with an initiated data exchange based on structured messaging data" was invented by Christopher Mark Jones (Villanova, Pa.), Barry Wayne Baird Jr. (Kennett Square, Pa.), Claude Bernell Lawrence Jr. (Philadelphia) and Jonathan Joseph Prendergast (West Chester, Pa.).
According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosed embodiments include computer-implemented systems and processes that provision, in real-time, targeted digital content associated with an initiated data exchange based on structured messaging d...