ALEXANDRIA, Va., Dec. 31 -- United States Patent no. 12,511,646, issued on Dec. 30, was assigned to The Toronto-Dominion Bank (Toronto).

"System and method for managing loyalty program accounts" was invented by Alexander Christian Raphael Venditti (Caledon, Canada), Jenny Wai Ching Fung-Peloso (Toronto) and Jennifer Marie deLagran (Gloucester, Canada).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system and method are provided for managing loyalty program accounts. The method includes providing, from the device, access to a loyalty wallet application. The method also includes storing loyalty account information for a plurality of loyalty accounts in the loyalty wallet application and integrating a loyalty ...