US Patent Issued to TAPTEXT on Nov. 4 for "System and methods for soft credit approval using text redirect" (Connecticut, Florida Inventors)

ALEXANDRIA, Va., Nov. 6 -- United States Patent no. 12,462,270, issued on Nov. 4, was assigned to TAPTEXT LLC (Coral Springs, Fla.).

"System and methods for soft credit approval using text redirect" was invented by Steve Doumar (Fort Lauderdale, Fla.) and David Teodosio (Guilford, Conn.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system and method for soft credit approval using text redirect. The first step is engagement by a user computing device, such as a mobile phone, with a call-to-action element that may be embedded in various media including a QR code or NFC-enabled beacon and that triggers a text message to auto-populate on the user computing device. The auto-populated message comprises a unique...