ALEXANDRIA, Va., June 17 -- United States Patent no. 12,314,956, issued on May 27, was assigned to T-Mobile USA Inc. (Bellevue, Wash.).
"Dynamic machine learning models for detecting fraud" was invented by Jan Olav Opedal (Ellensburg, Wash.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A fraud detection system to proactively identify fraudulent transactions. The system receives an analyst-generated report for a transaction and trains a model using features from the feature types identified in analyst-generated reports. The system generates a fraud likelihood score for each requested transaction, compares it to the analyst-generate assessment, and retrains the model based on the difference."
The patent was ...