ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,443,948, issued on Oct. 14, was assigned to Synchrony Bank (Stamford, Conn.).
"Network data management and data security" was invented by Taylor Young (Stamford, Conn.) and Chris Otten (Stamford, Conn.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, devices, methods, instructions, and other implementations are described for network data management. One embodiment involves request data received at a device associated with a digital lockbox, where the request data includes identifying information for an originating device associated with a location and is associated with a user device. A unique token is generated with the identifying information. ...