ALEXANDRIA, Va., Jan. 29 -- United States Patent no. 12,212,681, issued on Jan. 28, was assigned to STRIPE INC. (San Francisco).

"Systems and methods for secure identifiers for electronic transactions" was invented by Ryan Drapeau (Seattle), Leela Senthil Nathan (Seattle), Kefeng Chen (Kirkland, Wash.), Ryan Koven (New York) and Joseph Kirwin (Victoria, Canada).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method and apparatus for using cryptographically signed secure identifiers to detect fraud during network based transactions are described. The method may include receiving a transaction from a user device, the transaction comprising a secure identifier purported to be associated with the user device, an...