US Patent Issued to State Farm Mutual Automobile Insurance on Sept. 23 for "Systems and methods for generating user offerings responsive to telematics data" (Illinois Inventors)

ALEXANDRIA, Va., Sept. 23 -- United States Patent no. 12,423,733, issued on Sept. 23, was assigned to State Farm Mutual Automobile Insurance Co. (Bloomington, Ill.).

"Systems and methods for generating user offerings responsive to telematics data" was invented by Ryan Michael Gross (Normal, Ill.), Joseph Robert Brannan (Bloomington, Ill.) and Brian N. Harvey (Bloomington, Ill.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A user analytics computing device for processing vehicle-based telematics data and generating user offerings responsive to the vehicle-based telematics data includes at least one processor in communication with a memory device. The processor is programmed to: (i) receive, from a vehicle co...