ALEXANDRIA, Va., Feb. 11 -- United States Patent no. 12,548,086, issued on Feb. 10, was assigned to State Farm Mutual Automobile Insurance Co. (Bloomington, Ill.).

"Automatic policy term adjustment based on advance renewal notice" was invented by Kunal Mehra (Bloomngton, Ill.), Mounika Chinthapenta (Atlanta), Aanandhi Priyadharshini Manoharan (Gaithersburg, Md.), Harishankar Thodupunoori (Prosper, Texas), Ross Sikyta (Normal, Ill.), Pavan Kumar Sharma (Bloomington, Ill.) and Brett Michael Whitehead (Heyworth, Ill.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A renewal adjustor may determine that an advance renewal notice, associated with an upcoming renewal of an insurance policy that involves a premium in...