ALEXANDRIA, Va., Sept. 23 -- United States Patent no. 12,425,212, issued on Sept. 23, was assigned to ROYAL BANK OF CANADA (Toronto).
"Systems and methods for secure data communications for streamlined electronic transaction processing" was invented by Arnold Badal-Badalian (Toronto) and Seung Bong Baek (Toronto).
According to the abstract* released by the U.S. Patent & Trademark Office: "A system for secure data communications for streamlined electronic transaction processing is described in some embodiments that is adapted to adaptively handle a new transaction request from a user from a portable device through a web interface, which may be accessed, for example, through a web browser or through a mobile application residing on the user...