ALEXANDRIA, Va., Dec. 9 -- United States Patent no. 12,493,915, issued on Dec. 9, was assigned to PROGRESSIVE CASUALTY INSURANCE COMPANY (Mayfield Village, Ohio).
"Multivariate predictive system" was invented by Richard Hutchinson (Mayfield Village, Ohio), William Everett (Mayfield Village, Ohio), David Pratt (Mayfield Village, Ohio) and Raymond Ling (Mayfield Village, Ohio).
According to the abstract* released by the U.S. Patent & Trademark Office: "A multivariate predictive system processes usage based data that includes a database engine that provides access to a plurality of database management systems that mine diverse sources of usage based data. A digital filter selectively filters data streams that include usage based data. A samp...