US Patent Issued to Plaid on Oct. 21 for "Parameter-based computer evaluation of user accounts based on user account data stored in one or more databases" (California, Massachusetts Inventors)

ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,450,652, issued on Oct. 21, was assigned to Plaid Inc. (San Francisco).

"Parameter-based computer evaluation of user accounts based on user account data stored in one or more databases" was invented by William Hockey (San Francisco) and Sharon Rapoport (Arlington, Mass.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A user account evaluation system is disclosed for evaluating risk associated with a user account. The system may obtain user account data associated with many user accounts, select a statistically significant subset of the user accounts, and then process (e.g., to determine types of the user accounts, etc.) and analyze the subset of user acc...