ALEXANDRIA, Va., July 9 -- United States Patent no. 12,354,099, issued on July 8, was assigned to PAYU PAYMENTS PRIVATE LTD. (Mumbai, India).
"Dynamic gateway selection" was invented by Vivek Malasi (Haryana, India), Sagar Kumar V (Karnataka, India), Sudhindra Magadi S (Karnataka, India) and Sudeep Nayak (Karnataka, India).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods and computer program code are provided to select a payment gateway for use in a transaction which include receiving information identifying the transaction, identifying a set of available payment gateways, calculating a success probability associated with each payment gateway in the set of available payment gateways, selecting ...