ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,443,960, issued on Oct. 14, was assigned to PAYPAL INC. (San Jose, Calif.).
"Multi-dimensional coded representations of entities" was invented by Suryadeep Tiwari (Chennai, India), Vidhya Chandrasekaran (Chennai, India), Angadhjot Hundal (San Francisco) and Richard Yen-Ching Lee (Los Gatos, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems are presented for providing a framework that enables a computer system to analyze and compare changes to different account characteristics of different accounts that occurred over a time period. A code is generated for an account to represent changes to different account characteristics of the ...