ALEXANDRIA, Va., Nov. 18 -- United States Patent no. 12,476,951, issued on Nov. 18, was assigned to PayPal Inc. (San Jose, Calif.).
"Delayed user authentication" was invented by Rahul Nair (Leander, Texas).
According to the abstract* released by the U.S. Patent & Trademark Office: "Techniques are disclosed relating to a delayed presentation of authentication challenge for users, such as in the context of a chat session. In various embodiments, a server system receives an indication of a request for service initiated by a user in a chat session within an application executed by a client device. The request for service involves an authentication of the user that is dependent on the authentication being successfully completed within a partic...