ALEXANDRIA, Va., Feb. 17 -- United States Patent no. 12,554,797, issued on Feb. 17, was assigned to PAYPAL INC. (San Jose, Calif.).
"Behavior-based user accounts decomposition" was invented by Tomer Handelman (Ramat-Gan, Israel) and Itay Margolin (Pardesiya, Israel).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems are presented for identifying different users who share a user account with an online service provider and dynamically processing transactions for the user account differently based on which user initiates the transaction request. In some embodiments, an account decomposition system may decompose the user account into distinct users who share the user account. The account decomposi...