ALEXANDRIA, Va., Dec. 23 -- United States Patent no. 12,506,739, issued on Dec. 23, was assigned to PayPal Inc. (San Jose, Calif.).
"Unified identity verification" was invented by Rene M. Pelegero (Woodinville, Wash.), Girish Balasubramanian (Fremont, Calif.) and Rohan Mahadevan (Menlo Park, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Apparatus, systems, and methods are disclosed that operate to receiving an authentication request at a server associated with an authenticating entity from a requesting party responsive to a request being provided to the requesting party by a client terminal associated with an unauthenticated individual purporting to be an individual account owner previously authentic...