ALEXANDRIA, Va., April 9 -- United States Patent no. 12,271,759, issued on April 8, was assigned to PayPal Inc. (San Jose, Calif.).
"Prediction model for determining decision thresholds" was invented by Alban Axel Zammit (Stanford, Calif.), Wei Xu (San Jose, Calif.) and Yanzan Zhou (San Jose, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed methods include maintaining a database of resource limits for a plurality of agents. A resource limit may be usable for predicting a result of a given request from a given agent. Maintaining the database may include determining an updated resource limit for a particular agent based on identifying an extrema point of a function of resource limit. The maintai...