ALEXANDRIA, Va., June 9 -- United States Patent no. 12,287,855, issued on April 29, was assigned to PAYPAL INC. (San Jose, Calif.).
"Tokenization for cascading user updates" was invented by Narendra Singh (Cupertino, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for using tokenization are provided. In an embodiment, a first computer system receives a notification from a second computer system that user information has changed for a first user account serviced by the second computer system. The notification includes a token corresponding to a second user account serviced by the first computer system. The first user account and the second user account belong to a user. The first com...