US Patent Issued to Pay2Day Solutions on Jan. 28 for "Conversational management of merchant-to-consumer fund transfers" (California Inventor)

ALEXANDRIA, Va., Jan. 29 -- United States Patent no. 12,211,018, issued on Jan. 28, was assigned to Pay2Day Solutions Inc. (El Segundo, Calif.).

"Conversational management of merchant-to-consumer fund transfers" was invented by Christopher J. Brunner (El Segundo, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A conversational computing platform can manage credits and other fund transfers from merchants to consumers based on preexisting relationships with the consumers. More specifically, in transactions creating an amount due from a merchant to a consumer, a message may be initiated to the consumer indicating that an amount has been approved for processing, identifying a payment method for the consume...