ALEXANDRIA, Va., June 17 -- United States Patent no. 12,314,948, issued on May 27, was assigned to Oracle International Corp. (Redwood Shores, Calif.).
"Touchless expenses with real-time card charges" was invented by Dawn Abraham (Foster City, Calif.) and Rondy C. Ng (Redwood Shores, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "An expense report generation system receives transaction authorization data from a card issuer and compares the data with expense report generation criteria to determine whether to generate an expense report, prior to settlement of the transaction, based on the authorization data. The expense report generation system evaluates additional data obtained from other data sources ...