ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,443,936, issued on Oct. 14, was assigned to OBeP Payments LLC (San Carlos, Calif.).

"Integrating requests across different online applications" was invented by Malathi Jivan (San Carlos, Calif.), Eric Foust (Hudson, Ohio) and Gustavo Varejao (Seattle).

According to the abstract* released by the U.S. Patent & Trademark Office: "The present technology can integrate online transaction requests across different combinations of online applications to streamline approvals. A software connector is integrated to retrieve necessary information from digital banking applications, such that an approval process remains in a single application interface (e.g., of a merchant website or online appli...