ALEXANDRIA, Va., July 23 -- United States Patent no. 12,368,700, issued on July 22, was assigned to NCR Voyix Corp. (Atlanta).
"Multifactor authentication from messaging systems" was invented by Patrick Goode Watson (Johns Creek, Ga.), Nir Veltman (Johns Creek, Ga.), Brent Vance Zucker (Roswell, Ga.) and Yehoshua Zvi Licht (Alpharetta, Ga.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A user is assigned an initial risk score during a session with a messaging platform. During the session, the user attempts an operation with an external service. One or more additional authentication factors are requested from the user to dynamically lower the initial risk score. The lowered risk score is processed with the ex...