ALEXANDRIA, Va., July 30 -- United States Patent no. 12,373,803, issued on July 29, was assigned to NCR Atleos Corp. (Atlanta).
"Decentralized peer-to-peer transaction service" was invented by Ian James Frederick Bennett (Stratford, Canada), Kamran Khashayar Fekri (Guelph, Canada), Robert Anders Loberg (London, Canada) and Jacob Rodrick Parr (Guelph, Canada).
According to the abstract* released by the U.S. Patent & Trademark Office: "A seller of blockchain-based media of value for fiat currency is matched to a buyer of the blockchain-based media of value. Terms or conditions of a transaction are agreed to between the parties. A transaction identifier for the transaction is created and blockchain-based media of value of the seller is obtai...