ALEXANDRIA, Va., July 9 -- United States Patent no. 12,354,411, issued on July 8, was assigned to Morgan Stanley Services Group Inc. (New York).

"Apparatus and method for assigning financial transaction document images to respective models for fraud detection based on document image characteristics" was invented by Atul Mittal (Karnataka, India), Sonu Agarwal (Karnataka, India), Joe Manjiyil (Karnataka, India), Neeta Pande (Karnataka, India) and Sandeep Ramesh (Plano, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method and an apparatus that includes performing a material alteration detection process: sampling the document images based at least in part on account information indicated on the documen...