ALEXANDRIA, Va., Aug. 20 -- United States Patent no. 12,395,457, issued on Aug. 19, was assigned to Monarch Specialty Group Inc. (Chicago).

"Technologies for enabling rule engines to guide users in completing transactions based on payloads" was invented by Stephen Barrett Cichy (Chicago) and Markus Daniel Bockle (Chicago).

According to the abstract* released by the U.S. Patent & Trademark Office: "This disclosure enables a rule engine programmed for (i) expressing complex logic, (ii) handling time/event synchronization, (iii) providing insights into rule execution, and (iv) modeling uncertainties, while also enabling user actions to authenticate, approve, initiate, or decline certain workflows. Such configuration is technologically advant...