US Patent Issued to MasterCard International on Sept. 23 for "Systems and methods for pre-authenticating a user of a payment card over a network" (Missouri Inventor)

ALEXANDRIA, Va., Sept. 23 -- United States Patent no. 12,423,699, issued on Sept. 23, was assigned to MasterCard International Inc. (Purchase, N.Y.).

"Systems and methods for pre-authenticating a user of a payment card over a network" was invented by Jason Jay Lacoss-Arnold (St. Louis).

According to the abstract* released by the U.S. Patent & Trademark Office: "The present disclosure provides for systems and methods for pre-authenticating a user over a network, the system including an authentication computing device configured to receive, over a first computer network, a pre-authentication signal from a client device, determine an account number associated with a payment card of the user, verify i) that the user has satisfied at least one...