US Patent Issued to Mastercard International on Oct. 7 for "Techniques for performing authentication in ecommerce transactions" (British Inventors)

ALEXANDRIA, Va., Oct. 8 -- United States Patent no. 12,437,279, issued on Oct. 7, was assigned to Mastercard International Inc. (Purchase, N.Y.).

"Techniques for performing authentication in ecommerce transactions" was invented by James Christian Noe (West Wickham, Great Britain), Michael John Cowen (Uffculme, Great Britain) and John Tierney (Wirral, Great Britain).

According to the abstract* released by the U.S. Patent & Trademark Office: "The present invention provides a technical solution by which a consumer can be successfully authenticated in the scenario where the payment card or payment token provided by the consumer in an e-commerce/card not present transaction does not correspond to the payment account that is to provide the fund...