ALEXANDRIA, Va., Dec. 9 -- United States Patent no. 12,495,020, issued on Dec. 9, was assigned to Mastercard International Inc. (Purchase, N.Y.).
"Communication of sensitive data in restricted data channel" was invented by Mehdi Collinge (Hainaut, Belgium), Omar Laazimani (London) and Alan Johnson (Maldon, Great Britain).
According to the abstract* released by the U.S. Patent & Trademark Office: "Communication of information relating to an event is described, where the information is contained in a data field. Methods of communicating and obtaining the information are described, together with suitable apparatus for performing these methods. One or more elements of information relating to the event are obtained and used to determine a cryp...