ALEXANDRIA, Va., Aug. 6 -- United States Patent no. 12,380,431, issued on Aug. 5, was assigned to Mastercard International Inc. (Purchase, N.Y.).
"Systems, methods and computer program products for asynchronous authentication of digital wallet based payment transactions" was invented by Vijin Venugopalan (Singapore), Aishwarya Namjoshi (Mumbai, India) and Saket Bhardwaj (Mumbai, India).
According to the abstract* released by the U.S. Patent & Trademark Office: "The invention provides systems, methods and computer program products for asynchronous authentication of digital wallet based payment transactions. The invention enables secure authentication of contactless payment card based payment transactions that have been implemented through ...