ALEXANDRIA, Va., Aug. 20 -- United States Patent no. 12,393,946, issued on Aug. 19, was assigned to Mastercard International Inc. (Purchase, N.Y.).

"System and method for authentication and payment while wearing a face covering" was invented by Sheldon Jackson (St. Louis), Christopher T. Scholl (Florissant, Mo.) and Aravind Mattaparthi (O'Fallon, Mo.).

According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosure describes systems and methods for authenticating a consumer performing a digital wallet transaction while wearing a face covering. A consumer authentication system includes an electronic circuit device having a wireless transmitter chip associated with a unique identifier (UID). The system receives a ...