ALEXANDRIA, Va., April 9 -- United States Patent no. 12,271,891, issued on April 8, was assigned to MasterCard International Inc. (Purchase, N.Y.).

"Simulated contactless payment cards providing multiple temporary profiles and corresponding credentials" was invented by Patrick Mestre (Sart-Bernard, Belgium) and Florent Hay (Laeken, Belgium).

According to the abstract* released by the U.S. Patent & Trademark Office: "A bridge service is provided to support multi-user simulated contactless cards that in response to receiving a request to provision a secure element with payment card profile information of a user, provisions a token representing the payment card profile, converts the token representing the payment card profile into a format f...